| Effective
date |
Government
Notice |
Details |
|
|
|
| |
|
|
| |
|
|
| 2004-09-17 |
GN
110/GG 26809/17-09-2004 |
20%
in respect of transactions not exceeding R10 000
17% over R10 000 in terms of S.21(1), (2) and (3) |
| 2004-02-06 |
GN 110/GG 25968/06-02-2004 |
21%
in respect of transactions not exceeding R10 000
18% over R10 000 in terms of S.21(1), (2) and (3) |
| 2004-01-16 |
|
Proposed
notice in terms of s.15A
Published for comment within 3 weeks of publication, exempting
the category of money lending transaction where the loan is a
housing loan secured by a mortgage bond over immovable
property and where this loan is guaranteed by a loan guarantee
policy
GenN 3368/GG 25790/16-01-2004
The intention is to provide cover against a borrower
defaulting as a direct result of an incurable disease
see
also
Department of Trade and Industry
16 January 2004
Erwin
exempt certain lending transactions from Usury Act
|
| 2003-11-21 |
GG
25752/21-11-2003 |
22%
in respect of transactions not exceeding R10 000
19% in respect of transactions over R10 000 |
| |
GN
1389/GG 25529/01-10-2003 |
24%
in respect of transactions not exceeding R10 000
21% in respect of transactions over R10 000 |
|
2002-06-12 |
GN 819/GG
23512/2002-06-12 |
26% in respect of transactions not
exceeding R10 000
23% in respect of transactions over R10 000 |
| 2001-11-09 |
GN
1099/GG 22801/09-11-2001 |
23%
in respect of transactions not exceeding R10 000
20% over R10 000 |
| 2001-09-07 |
GN
842/GG 22631/07-09-2001 |
24%
in respect of transactions not exceeding R10 000
21% over R10 000 |
| 2001/02/16 |
GN
133/GG 22047/16-02-2001 |
R10 000 has been substituted for R6000, amending GNR 259/GG 20997/24-03-00 |
| 2000-03-24 |
GNR
259/GG 20997/24-03-2000 |
25%
in respect of transactions not exceeding R6 000
22% over R6 000
GNR 259 has been amended : the amount of R6 000 has been substituted by R10 000 - GN 133/GG 22047/16-02-01 |
| 1999-10-22 |
GNR
1218/GG 20547/22-10-1999 |
27%
in respect of transactions not exceeding R6 000
24% in respect of transactions exceeding R6 000 |
| 1999-07-16 |
GN
873/GG 20282/16-07-1999 |
31%
in respect of transactions not exceeding R6 000
28% in respect of transactions exceeding R6 000 |
| 1998-08-21 |
GNR
1070/GG 19177/21-08-1998 |
36%
in respect of transactions not exceeding R6 000
33% in respect of transactions exceeding R6 000 |
| 1997-03-14 |
GN
394/GG 17843/14-03-1997 |
32%
in respect of transactions not exceeding R6 000
29% in respect of transactions exceeding R6 000 |
| 1995-09-22 |
GN
1423/GG 16670/22-09-1995 |
31%
in respect of transactions not exceeding R6 000
28% in respect of transactions exceeding R6 000 |
| 1995-04-07 |
GN
506/GG 16343/07-04-1995 |
29%
in respect of transactions not exceeding R6 000
26% in respect of transactions not exceeding R6 000 |
| 1994-11-11 |
GN
1908/GG 16065/11-11-1994 |
28%
in respect of transactions not exceeding R6 000
25% in respect of transactions exceeding R6 000 |
| 1993-12-24 |
GN
2457/GG 15359/24-12-1993 |
26%
in respect of transactions not exceeding R6 000
23% in respect of transactions exceeding R6 000 |
| 1993-03-12 |
GNR
385/GG 14644/12-03-1993 |
28%
in respect of transactions not exceeding R6 000
25% in respect of transactions exceeding R6 000 |
| 1993-01-22 |
GN
75/GG 14536/22-01-1993 |
29%
in respect of transactions not exceeding R6 000
26% in respect of transactions exceeding R6 000 |
| 1992-12-04 |
GN
3273/GG 14438/04-12-1992 |
30%
in respect of transactions not exceeding R6 000
27% in respect of transactions exceeding R6 000 |
| 1992-05-29 |
GN
1489/GG 13998/29-05-1992 |
31%
in respect of transactions not exceeding R6 000
28% in respect of transactions exceeding R6 000 |
| 1990-07-27 |
GNR
1778/GG 12665/27-07-1990 |
32%
in respect of transactions not exceeding R6 000
29% in respect of transactions exceeding R6 000 |
| 1989-10-17 |
GNR
2285/GG 12148/17-10-1989 |
33%
in respect of transactions not exceeding R6 000
30% in respect of transactions exceeding R6 000 |
| 1988-11-11 |
GNR
2308/GG 11577/11-11-1988 |
31%
in respect of transactions not exceeding R6 000
28% in respect of transactions exceeding R6 000 |
| 1988-07-01 |
GNR
1304/GG 11382/01-07-1988 |
27%
in respect of transactions not exceeding R6 000
24% in respect of transactions exceeding R6 000 |
| 1988-05-05 |
GNR
943/GG 11303/05-05-1988 |
26%
in respect of transactions not exceeding R6 000
22% in respect of transactions exceeding R6 000 |
| 1988-04-01 |
GNR
630/GG 11221/31-03-1988 |
26%
in respect of transactions not exceeding R4 000
22% in respect of transactions exceeding R4 000 |
| 1987-11-27 |
GNR
2634/GG 11045/27-11-1987 |
23%
in respect of transactions not exceeding R4 000
20% in respect of transactions not exceeding R4 000 |
| 1987-01-23 |
GNR
141/GG 10587/23-01-1987 |
23%
in respect of transactions not exceeding R4 000
19% in respect of transactions exceeding R4 000 |
| 1986-02-11 |
GNR
286/GG 10099/11-02-1986 |
29%
in respect of transactions not exceeding R4 000
24% in respect of transactions exceeding R4 000 |
| 1984-08-03 |
GNR
1745/GG 9372/07-08-1984 |
32%
in respect of transactions not exceeding R2 000
30% in respect of money lending transactions exceeding R2 000 but not R5 000
28% in respect of money lending transactions exceeding R5 000
32% in respect of credit transactions not exceeding R10 000
30% in respect of credit transactions exceeding R10 000
32% in respect of leasing transactions not exceeding R10 000
30% in respect of leasing transactions exceeding R10 000 |
| 1984-07-17 |
GNR
1571/GG 9334/20-07-1984 |
27%
in respect of transactions not exceeding R2 000
25% in respect of money lending transactions exceeding R2 000 but not R5 000
23% in respect of money lending transactions exceeding R5 000
27% in respect of credit transactions not exceeding R10 000
25% in respect of credit transactions exceeding R10 000
27% in respect of leasing transactions not exceeding R10 000
25% in respect of leasing transactions exceeding R10 000 |
| 1983-12-01 |
GNR
2669/GG 8986/02-12-1983 |
26%
in respect of transactions not exceeding R2 000
24% in respect of money lending transactions exceeding R2 000 but not R5 000
22% in respect of money lending transactions exceeding R5 000
26% in respect of credit transactions not exceeding R10 000
24% in respect of credit transactions exceeding R10 000
26% in respect of leasing transactions not exceeding R10 000
24% in respect of leasing transactions exceeding R10 000 |
| 1983-05-02 |
GNR
892/GG 8683/29-04-1983 |
24%
in respect of transactions not exceeding R2 000
22% in respect of money lending transactions exceeding R2 000 but not R5 000
20% in respect of money lending transactions exceeding R5 000
24% in respect of credit transactions not exceeding R10 000
22% in respect credit transactions exceeding R10 000
24% in respect of leasing transactions not exceeding R10 000
22% in respect of leasing transactions exceeding R10 000 |
| 1982-06-25 |
GNR
1261/GG 8271/25-06-1982 |
26%
in respect of transactions not exceeding R2 000
22% in respect of money lending transactions exceeding R2 000 but not R5 000
22% in respect of money lending transactions exceeding R5 000
26% in respect of credit transactions not exceeding R10 000
24% in respect of credit transactions exceeding R10 000
26% in respect of leasing transactions not exceeding R10 000
24% in respect of leasing transactions exceeding R10 000 |
| 1982-02-05 |
GNR
198/GG 8012/05-02-1982 |
24%
in respect of transactions not exceeding R2 000
22% in respect of money lending transactions exceeding R2
000 but not R5 000
20% in respect of money lending transactions exceeding R5
000
24% in respect of credit transactions not exceeding R10 000
22% in respect of credit transactions exceeding R10 000
24% in respect of leasing transactions not exceeding R10 000
22% in respect of leasing transactions exceeding R10 000 |
| 1981-09-11 |
GNR
1968/GG 7790/11-09-81 |
24%
in respect of transactions not exceeding R2 000
21% in respect of money lending transactions exceeding R2 000 but not R5 000
18% in respect of money lending transactions exceeding R5 000
24% in respect of credit transactions not exceeding R10 000
21% in respect of credit transactions exceeding R10 000
24% in respect of leasing transactions not exceeding R10 000
21% in respect of leasing transactions exceeding R10 000 |
| 1981-03-02 |
GNR
339/GG 7423/20-02-81 |
24% with reference to section 2(1)(a)
21% with reference to section 2(1)(b)
18% with reference to section 2(1)(c)
24% for credit transactions not exceeding R5 000
21% for credit transactions exceeding R5 000
24% for leasing transactions not exceeding R5 000
21% for leasing transactions exceeding R5 000
(For the purposes of section 2(11)(b) of the Act, the percentage referred to in that section shall be one-half of one percent per year of the amount of the principal debt of the money lending transaction or credit transaction or leasing transaction in respect of which the services referred to in that section are rendered, but not exceeding in the aggregate a percentage of two and one-half of the said principal debt) |
| 1974-10-28 |
GNR
2006/GG 4472/28-10-74 |
21% with reference to section 2(1)(a)
17,5% with reference to section 2(1)(b)
14% with reference to section 2(1)(c)
21% with reference to section 2(2) |
